* Up to $1,000,000 in Protection
* Guaranteed Level Premiums for 10 Full Years
* Guaranteed Level Benefit
* Affordable Group Rates
* Spouse Coverage
* Protection Cannot be Cancelled Due to Changes in Your Health
* Living Benefit for Terminal Illness
* Underwritten by New York Life Insurance Company
* 30-Day “Free Look” and Money Back Guarantee

Your earning power is the force behind your family's lifestyle and their financial security.

But what would happen to your family if you were no longer here to be a provider? Mortgage payments…tuition…car loans…credit cards…taxes…and typical day-to-day items are just some of the expenses your family will face without you.

Don’t leave them at risk.

APSIT put the purchasing power of APSIT sponsoring organizations to work for you. They worked closely with the plan administer to bring you a plan that offers up to $1,000,000 in benefits and remarkably affordable rates.

Eligibility
Determining Your Needs
Coverage Calculator
Features and Benefits
Affordable Premiums
Apply Now